First Time Homebuyer (FTH) participants must meet income and program guidelines. The HRA works with the counties of Kittson, Marshall, Norman, Pennington, Polk, Red Lake and Roseau.  Funding for the FTH program is made available annually by the Minnesota Housing Finance Agency. 

Contact your local bank to see if they have information available. To Find a Lender: Lender Directory (click on “Buy My First Home” under I Want To and enter your zip code under search by. Click search).

If you have additional questions, contact Charity at 218-309-0047.